SME Loan

FinanceNow strives to provide small to medium enterprises with a complete financial solution to maximize their business growth. We act as your partner to help support and grow your business to take it to the next level, delivering cost effective solutions across geographies with a flexibility that is unmatched by our competitors. With our wide network, we have the influence and expertise to help our customer reach new heights – shaping the industries of tomorrow.

Your success is at the centre of what we do. We are dedicated to building and maintaining long-term partnerships with entrepreneurs from a wide range of industries and our ultimate goal is to provide you with a customized financial solution around your business, giving your growth ideas the attention they deserve.


  • Financial statements of the last 3 years
  • Bank statements of the last 6 months
  • KYC documents
  • Loan Repayment Details
  • Relevant collateral documents


  • What is the selection criterion for SME Loans?
    FinanceNow assesses the business of the customer across 8 broad parameters. The criteria include: years in business, management experience, tangible net worth, credit history, revenue trends year-on-year, interest cover and obligations of all existing loans.
  • What is acceptable as collateral for applying for a SME Loan?
    FinanceNow accepts

    1. Residential property owned and occupied by the borrower / promoter
    2. Ready commercial property (shop, offices, franchise outlets) owned and occupied by the borrower/ promoter (primary Collateral)
    3. Ready residential / commercial properties which are partly rented and partly self – occupied
    4. Industrial property owned and occupied by the borrower

 Note: We do not accept under-construction properties as collateral.

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